A new category of tooling for organizations
A business wallet helps an organisation manage and present digital credentials about its identity, qualifications and authority to act. Depending on the solution, it can also issue credentials or verify information received from other organisations and individuals. Here, “business wallet” refers to digital identity and credentials, rather than a cryptocurrency wallet.
A business wallet is not merely a credential wallet for companies. It can become a trusted interaction layer through which organisations prove authority, exchange legally relevant documents and data, and perform cross-border digital transactions.
Business wallets can take different forms. Some are embedded in ERP, CRM, IAM, procurement or compliance systems, while others are offered as standalone solutions tailored to specific sectors, regulatory contexts or use cases.
Browse the business wallet catalog to compare wallets by roles such as holder, issuer and verifier, and to discover which solutions already support emerging interoperability profiles.
© European Union
The European Business Wallet (EBW) is the proposed EU framework for trusted business interactions. It builds on the broader idea of business wallets, but goes beyond storing credentials for organisations. It is intended to help companies and public sector bodies identify themselves, prove authority, exchange legally relevant documents and data, and perform secure cross-border digital transactions. The EBW complements the person-centric European Digital Identity Wallet by focusing on organisations, economic operators, mandates, representation rights and trusted business processes.
How business wallets connect to other trust infrastructures
Business wallets should not be seen in isolation. They connect to a wider digital trust ecosystem.
The European Digital Identity Wallet is primarily person-centric, while business wallets are organisation-centric. In many real-world processes both are needed: a person identifies themselves, while their authority to act for an organisation is proven through company or representation credentials.
Peppol and e-invoicing infrastructures provide established channels for structured business document exchange. Business wallets can complement these networks by adding trusted organisational identity, mandates, seals and verifiable credentials.
Qualified Electronic Seals can support organisation-level authenticity and integrity of documents, credentials and transactions.
UNTP and Digital Product Passports show how verifiable data can also be applied to products, supply chains and sustainability claims. Business wallets can support these use cases through organisational identity, authority management, signing and credential issuance.
How business wallets add value
Organizational wallets deliver three core capabilities that every modern organisation will soon rely on. Use the Business Wallet catalog to see which solutions cover each role.
Holder
Stores credentials where the organisation itself is the subject, think ISO certificates or chamber-of-commerce extracts.
Issuer
Issues Verified Employee Credentials, memberships, self-issued proofs or official Electronic Attestations of Attributes (EAAs).
Verifier
Validates incoming credentials for access, authentication, compliance checks or any kind of data exchange.
Wallet functions don’t always live in a stand-alone app. They can also be embedded in ERP, CRM, IAM or CMS platforms.