Payments

Payments are a fundamental part of almost every business interaction — from invoices and transactions to contracts and supply chains. Today, payments are typically processed through banking networks and platforms, with limited connection to the underlying business context. A new approach is emerging: combining payments with verifiable credentials and digital wallets — offering a user experience similar to Apple Pay and Google Pay, but with choice across different wallets and providers. Verifiable credentials and digital wallets enable organizations to link payments to trusted, machine-readable information — such as identity, invoices, contracts, and proof of delivery — making transactions more transparent, automated, and auditable. For organizations, this enables faster reconciliation and reduced administrative effort. For financial institutions and regulators, it improves traceability, compliance, and risk management.